A condition is considered pre-existing for a member or dependent if symptoms or treatment have occurred within the 12 months prior to joining the Medical Cost Share. See the Membership Guidelines for a detailed description of what will be considered a pre-existing condition. Controlled diabetes, hypertension, high cholesterol, seasonal allergies, and intermittent asthma will not be considered pre-existing when reported prior to the membership effective date.
Conditions beginning after a member’s effective date will be shared after paying their $2,000 initial member responsibility than 20% with a maximum out-of-pocket of $4,000 per year. See the Membership Guidelines for sharing rules.
Additional Sharing Restrictions
See Member Guidelines for detailed shareable restrictions.